As usual, at the stroke of midnight on Halloween, Santa chased away the goblins and the holiday shopping season officially began. If you'd like to be a smart shopper this year, you might want to download or order a free copy of the Federal Citizen Information Center's Consumer Action Handbook:
includes tips on buying cars, managing credit, going green, privacy and
identity theft, travel, and even things like wills and funerals. It
also provides information on how to file a complaint if that becomes
necessary, along with a directory of corporate consumer contact numbers.
If everyone had a copy of the Handbook, the saying might become
"retailer beware" rather than "buyer beware."